If you are planning a vacation, the easiest and safest
method for carrying your money is simply to leave it in the
bank and use your credit or debit card instead. This way
you don't have to worry about losing your money or having
it stolen. However, keep in mind that if you are traveling
out of the country without cash, there is always the
possibility that the ATM machine will "eat" the card and
fail to return it to you. Another problem one international
traveler had was withdrawing several hundred dollars from
her account and not having the money come out of the
machine. This could be a real problem if you are out of the
country and without any ready cash.
It is common for thieves to hang out by the ATM machines
waiting for a "tourist" to withdraw money. They then follow
the person for a few blocks and rob them. So if you will be
in a foreign country making use of the ATM machines be sure
to exercise caution. Remember that some countries have the
art of pickpocketing down to a science with purposeful and
timed distractions, using fake falls by elderly people,
cutting open purses, and other such things so be aware of
your surroundings at all times.
There are many people who don't carry any plastic, and
they prefer to have their money with them. That's fine, no
problem, but you should take some precautions to be sure
you don't find yourself devoid of any money in the middle
of your trip.
Traveler's checks are always a good idea. You have a
record of each check in case of problems.
If you are traveling with your family, a good idea is to
divide the money up between all of you. I don't recommend
keeping it all in one place just to be on the safe side.
That way if somehow someone becomes separated from their
money, all of it is not lost.
Another fairly safe method is to use a neck pouch. These
are sold in travel stores and online, and as you would
probably imagine, you just hang the money pouch around your
neck. You could then tuck it inside your shirt or jacket to
keep it out of sight.
Another idea is to place your cash in a plastic bag and
keep it inside of your shoe. I read about someone using
this method successfully and apparently you do get used to
the feel of the plastic bag inside your shoe.
A money belt is another option. Keep the majority of the
cash in the belt and leave some in your wallet so that you
are not constantly having to go to the belt and alerting
people as to the location of your money.
When waiting in line to board your plane, leave your
passport, ID, wallet, money, et cetera inside your pocket
or purse until you are asked to present your boarding pass
at the end of the line. With all the distractions it would
be easy for someone to snatch your stuff if you are just
standing and holding everything in your hand.
Cheap travel spots - Caribbean?